21 Ways to Earn Money Online Without Investment in 2022

With over 4.43 billion active internet users and businesses going online, the internet offers you immense opportunities to explore and earn money online even without making a big investment.  


I started my blog to experiment with online earning, but more than that my focus was more on learning. 

My own experience suggests that formal education is not required to become good at any work. But first, let us understand, you need to have skills to earn online or you should be ready to invest in learning new skills. 

This is beyond doubt that there is a huge potential to earn online, but to tap this potential you need to make some investment in the form of time and money.

A little investment made in learning requisite skills could help you create and expand your business smoothly. 

In the first section of the article, you will learn about ways to start earning online without making any (or minimal) monetary investment.

In the second part, you will learn about better online earning potential, but that will require some initial investment to start the venture. 

Best Ways to Earn Money Online Without Investment in 2022

#1. Start Freelancing Work 

The best way to start earning money online immediately is to start offering freelance services for the skills you already have.

There are tons of freelance requirements, you can opt for jobs like writing, coding, video creation, software development, graphics, logo design, web designing, and marketing.

You do not require any investment to start as a freelancer. You deliver a service for a fee with the flexibility to work online. There is no upper limit of earning, all you need is time to deliver what you have committed. 

Just, create your profile on platforms like Upwork, Fiver, to catch the attention of the employer and present yourself as most suitable for the job.

#2. Become a Content Writer

All businesses, whether online or offline need content. If you’re good at writing then why not use that skill to earn money online

You might be thinking that you need an excellent command of grammar and English to start writing. Let me tell you that I was never good at English but today, most of my business is based on my writing skills.

I started writing for my startup blog and found a connection with words. I never thought I would ever become a writer.

If you like writing, you too can start. There are many courses, experts available online who could help you learn to write good copies.

Trust me, many companies are looking for good writers but finding it difficult to hire writers who write well. If you are good at writing then this article can help you earn money through your writing skills.

#3. Start Youtube Channel

There are people making millions of dollars from Youtube, the second most preferred channel after Facebook for businesses to share video content. 

Earning money online through Youtube is not an easy option as it requires 4000 hours of watch time and at least 1000 subscribers. It is only possible if you can record & upload quality videos with engaging content.

Two kinds of people can make successful Youtube channels, one who makes funny & entertaining videos, and the second who can make highly helpful videos for a niche audience like students, mothers, housewives, and tech geeks.

If you require, you can go through our in-depth guide on how to earn money from Youtube.

#4. SEO Consultancy 

The SEO market spending in the U.S. alone is estimated to be worth $79 billion by 2020, according to Statista.

Let me tell you that SEO is not something that you can learn overnight. You have to invest a good amount of time to learn about SEO because it involves a variety of methods.

SEO is not a one-size-fits-all service in sense, what works for a real estate website will not necessarily work for a fashion e-commerce site.

The first step towards the SEO consulting business is knowing about Search Engine Optimization. Once you have the requisite expertise,  you can provide consultancy on one or more areas like; 

  • Web page optimization
  • Keyword research and analysis
  • Comprehensive website audit
  • Attain Google rankings
  • Focus on user experience for better conversions
  • Diagnose technical SEO issues and resolve them
  • Local SEO and Schema markup
  • Content development
  • Make SEO strategies 
  • Offsite SEO and link building

#5. Social Media Management 

Many business owners struggle to manage their social media accounts as they lack the requisite skills and time. 

Visualizing the importance of social media, they are willing to outsource the work to someone who has the skills and resources to manage it well.

You can earn a good amount of money online if you are well-versed with these platforms and help businesses attract more followers, leads, and keep them engaged.

Broadly, a social media consultant’s main goal is to create brand awareness by sharing quality content and engaging in conversations with followers to build community. 

The various tasks involved would be 

  • Develop and implement social media brand strategies and campaigns
  • Create, maintain, and grow new and existing social networks, including Twitter, LinkedIn, Pinterest, YouTube, Instagram, and of course Facebook
  • Manage company blog and website to align with social updates
  • Monitor social media progress using web analytic tools
  • Incorporate optimization strategies, analyze data, and research the best ways to increase web traffic
  • Drive engagement with social media influencers
  • Resolve customer issues through social media
  • Research new media platforms, trends, and industry opportunities

It is good to start with one or two tasks in which you are comfortable doing and then add more clients to your list.  

#6. Make Money Online From Facebook Without Investment

Nobody has time to visit an individual FB page, it is getting redundant, but groups are a great way to grow followers and engage. 

You can start earning online from Facebook by creating your own FB group. To start you have to create a community to serve them with quality content.  

Authenticity is the key here and you should keep every aspect like naming of the group, quality, and frequency of your posts, engagement rules in mind while building your group for marketing purposes. 

By the time you position yourself as an authority, your audience will pay attention to you and buy from you.

#7. Earn Money Online from Instagram

To earn money from Instagram you need to be an influencer. Several Instagram influencers are making hundreds of dollars by utilizing influencer marketing.

For example, if you are a women’s fashion enthusiast & posting your dresses, accessories, and makeup ideas on Instagram you can be an influencer on Instagram. 

To make money, you need to have a large number of engaging followers.

Once you have an optimum number of followers any fashion brand or clothing line could approach you for the promotion of their products. These companies pay a handsome amount of money to promote their brand.

To make money online through Instagram you should first focus on engaging with d followers so that you could get more likes and comments on your posts.

I would suggest building a follower base of at least 10 to 20K followers before starting the brand promotion.  

Authenticity and honesty are key here, as buying followers from other accounts won’t help much as they won’t be engaging in nature. You should focus on building a follower base organically.

Once you have enough followers, you could pitch to companies willing to hiring influencers for brand promotions. You can signup as an Influencer on Instagram influencer marketing platforms like AspireIQ, Neoreach, and Upfluence. 

#8. Virtual Assistant

A virtual assistant (VA) provides online support by working remotely. Mostly the positions are part-time and the best part is that you get to know the insides of business which otherwise would not have been possible. 

Virtual Assistant positions are there in areas like  

  • General Administrative VA
  • Digital Marketing VA
  • Programming VA
  • Design VA

You have to be very precise about your expertise while searching for a VA job as you will be expected to perform effectively without any error. 

You should be very open about learning and adapt to a change and try different things. For example, you can start as a writing assistant and keep trying as a designer as a part-timer or freelancer. 

#9. Designer

Design plays one of the most important roles in all digital product development. Even though there is tough competition, you should explore the domain as creativity has no boundaries and the online world appreciates it more than anyone else.  

It can be designing unique 

  • Pins & Templates
  • Websites
  • Create printables
  • Book covers
  • Infographics
  • Logos
  • Design sidebar Ads, Twitter Cover Images, Facebook Images
  • E-books

You can also spend time and effort to learn design online from Canva design school, 99 designs, and Evanto Tuts.

Designing can help you to get a lot of experience and have an opportunity to work with different clients and teams on various projects.

#10. Provide Consulting Service 

Could you solve the problems of others? Do you have highly developed skills to motivate someone? Do you have a command of better communication?

If yes then you should be a consultant. You can make money online through consulting if you are an expert in any skills.

After the failure of my startup, I also learned content marketing skills and started giving consulting services to startups. I charged $3000 as a fee to advise overseas clients and Rs. 1 Lakh to Indian clients. 

Likewise, you too can earn online by giving consulting services in the area of your expertise.   

There are different types of consulting services such as Content Marketing, SEO Consulting, PPC Marketing Consulting, Legal, IT Consulting, Startup Consulting.

You can launch a blog focused on your area of expertise to highlight your skills to clients. There is an ample number of consulting opportunities available online in the field of health and fitness, design, sales, marketing, and hiring.

#11. Start Online Tuition 

Being an online tutor does not demand you to have a particular profession or degree, you can teach a wide range of subjects and courses even non-traditional ones like piano classes. 

Above all, you have the flexibility of time and location.  You are free to choose your working hours, whether in the morning or evening and you can select the number of working hours. 

You can teach from anywhere and at any time just with the help of a laptop and a stable internet connection.

There are no geographical boundaries. You can teach students from different places and countries from your home and make money online.

Online teaching saves your time, energy, and money that you normally waste in traveling from one place to another.  The more time you will devote to teaching the more money you can make.

#12. Sell Stock Photos

Whether you’re a professional photographer looking for a new income stream or a hobby photographer looking for a side income, you can start selling photos on stock photography websites to earn money online.

Everyone from large corporations, small and medium-sized businesses to bloggers, graphic designers, marketers, and publishers buy and use photos regularly online.

Photographers of various skill levels are in high demand for their work but it is unlikely that stock photography will provide you with a full-time income.

But it could be a great way to earn some extra cash to cover the cost of your gear without taking up too much of your time.

Unfortunately, you can’t just keep uploading more and more photos, and see your income increase in line with your submissions. This is because, as more people upload competing photos to stock sites, you’ll start to see your sales fall.

So to maintain your income, you’ll have to routinely upload more high-quality photos.

#13. Write Books for Amazon Kindle

Amazon is the leading e-retailer with over  232 billion U.S. dollars in net sales in 2018. Imagine if you could tap into millions of customers that visit Amazon every day. Amazon provides that opportunity through Kindle. 

But Kindle publishing business is not a ‘get rich quick scheme’’. If you want to build a successful online business, you need to have a long-term vision. Building an Amazon publishing business takes hard work, time, and patience. 

Anybody can use this platform. You don’t need to be a professional or previously published writer or have any internet business experience at all to start with Amazon Kindle self-publishing. 

Best Ways to Earn Money Online with Small Investment

#14. Start your Blog

I could not build a VC-backed startup despite having all the resources, like a product, a team, seed money, and a network of friends from the startup ecosystem.

I began blogging in 2015 after failing at two startups and could not make any money from my blog in the first year. However, from the second year, I started making Rs 1 lakh a month from my blog. 

From then on, I have been able to constantly earning online passively from my blog. If you want to do something on this line, you need to invest upfront in creating a blog like buying a domain name and hosting.

You can start a blog focused on the topic of your interest area and monetize it in the long run. 

You can check out all the ways that you can use to make money from your blog

#15. Earn Money with Affiliate Marketing

Affiliate is similar to running a retail shop. You signup with retailers like Amazon and Flipkart, promote your favorite products on your website and social media to make decent money.   

You can even join affiliate networks like ShareASale, CJ, and Clickbank. The best part is that affiliate marketing can fit with any kind of online business, in some scenarios people don’t even own a website but make money through affiliate marketing.

You can start promoting affiliate links in Facebook groups, online forums, and write product reviews on LinkedIn, Quora, and Medium.

#16. Start E-commerce Store 

E-commerce is the fastest-growing retail market and it is estimated to reach over $4 trillion in sales in 2020.

Anyone can create an e-commerce store and start selling products to earn online. For that, you can choose a platform for your eCommerce store. The easiest way to start is to use Shopify or WooCommerce.

Further, you need to have some physical products like electronics, designer jewelry or handkerchiefs, or digital downloads like eBooks, music, software to sell online.

E-commerce is a fairly simple yet profitable method of making money online.

Where I have discussed how to

  • validating idea,
  • setting up the store,
  • procuring products
  • finding customers

#17. Start Domain Selling 

You may not know but you can rent your website if you have good traffic. I learned this method of making online income when I was working with a client in the real estate domain. 

The other option is selling your domain if you have a good SEO score (Domain Authority) or you own a domain with a special name. The investment would be money to buy a domain and pay the renewal charges until sold. 

Similarly, you can buy expired domains and sell them at a higher price to people who need that. Honestly, the domain trading business is tricky and you have to be an expert even to start, otherwise, you may lose money.

But, if you already have a domain and not using it, you can try selling on marketplaces like Flippa.com, Sedo.com.  

I own more than 100 domains and keep on investing in the domains, my last high-value domain sale was for $15,000 (equivalent to Rs. 10 lacs). 

#18. Website Flipping

If you are new to the term ‘website flipping’ let me tell you that it involves buying an existing website that is dormant due to some reasons.

Next, you improvise the overall aspects like adding quality content, optimizing the landing pages, and improving the traffic on the website.

Later on, sell the website at a much higher price than it was bought for. This is how website flipping basically works.

You can earn online by flipping websites as the barrier for entry is low and it is easy to learn how to build a basic website. But you can’t do it overnight. You have to invest the time and energy to revamp the website.

Buy a site with the intention of a quick flip. The main aim here is to improve the quality of the website and auction it to the highest bidder and earn money.

You have to build or buy a niche website and grow it until it’s either profitable or has profit potential. When auctioning on Flippa, you need to promote using all available channels and earn the buyers’ trust through the transparent approach.

#19. Develop a Software-Based Product

The software industry is enormous and growing consistently. Whether it be desktop software, web-based applications, website templates, mobile apps, video games, or anything else it is all about coding. 

The possibilities are endless, if you can code, you can develop numerous things to sell online.

Whether you have experience in developing apps, plugins, themes, snippets, websites, or something else, you can turn code into a money-making tool. 

Developing a software-based product is the most beautiful and profitable way of running an online business.

I failed at two startups but finally found my way to success through content marketing. You never know how a startup can help in your growth.

You have to work hard to make a product that customers want to buy. Building a profitable product, which excites your users and isn’t a technological minefield for you at the same time, can prove tricky.

It can almost seem impossible for the rest of us who aren’t tech giants.

#20. Become Seller on Amazon 

If you’re thinking of earning online by offering a unique product then consider it selling on Amazon. This platform is an e-commerce powerhouse, in U.S. Amazon is expected to take almost 50 percent of the U.S. e-commerce market. 

Amazon has a Fulfilment by Amazon (FBA) program for sellers where you are free of your inventory management and shipment challenges. 

The best thing is that Amazon offers sellers a huge audience of potential customers. There is a range of business management and distribution tools on Amazon which makes it easy for you to scale far beyond what you could have done alone. 

#21. Digital Marketing Agency 

Digital marketing can help businesses build an online presence to reach and engage with customers. This is where you can earn online by setting your own digital marketing agency.  

As a digital marketing agency, you will be helping companies and brands reach out in the digital space, develop, implement, and manage marketing campaigns and promote the products and services of a company. 

To start an agency, you require sales and delivery skills, plus a skill-based on the type of digital agency you are putting up.

The best way to start is to find a single client and offer him the services on which you have absolute clarity and you can deliver on time.

Remember you need to start with a satisfied single client who will give you great feedback. The feedback can be a stepping stone to acquire a new client. 

Once you have a good number of clients you can earn a decent amount of money online by hiring a team to help you execute more clients and grow your digital marketing agency.


You would find several other ways to earn money online, I can keep sharing information but nothing gonna help you until you take action. 

People are afraid of failure and they end up doing nothing. 

It takes a little courage and investment to learn and grow the skills required to build a flourishing online business. If you have a moderate level of skills, don’t hesitate to start. You can earn a decent amount of money online.  

Muster the courage and take the first step and you will see the light ahead.

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7 thoughts on “21 Ways to Earn Money Online Without Investment in 2022”

  1. I really enjoyed the time I spent here, only that most of the websites do not accept people from Africa especially Nigeria which of course I understand the reason (fraud). So if there is anything you can do to make more researches and get us some sites and app that would support all locations around the globe, I will be very glad, thanks.

  2. Hi, Amazing and fantastic post like always filled with saturated in inforation that is exceptionally invaluable.

    You are just amazing. Keep sharing a lot more. You want to learn more from
    you and often!


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